7 Jul

Dreaming of a Vacation Home? Here’s What You Need to Know.

General

Posted by: Ryan Roth

If you’re interested in buying a vacation home, there is a lot to consider. A good first step to purchasing any vacation home is to think about your 5- and 10-year plan. Will you get enough use out of it? Do you have other more immediate or important financial goals? What’s the opportunity cost? If […]

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30 Jun

Canada Is Headed For A Moderate Economic Contraction in Q2

General

Posted by: Ryan Roth

Real gross domestic product (GDP) edged down 0.1% in April, following a 0.2% increase in March. The preliminary estimate for May was also -0.1%. April and May were months of the most significant tariff uncertainty–both auto, steel, and aluminum tariffs were announced during this period. The 0.1% drawdown in April GDP had a wide variety of special factors at […]

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24 Jun

Today’s Report Shows Inflation Remains a Concern

General

Posted by: Ryan Roth

The Consumer Price Index (CPI) rose 1.7% year-over-year in May, matching the 1.7% increase in April. A reduced rent price increase and a decline in travel tour prices put downward pressure on the CPI in May compared with one year earlier. Smaller declines for gas and cellular services put upward pressure on the index compared with the […]

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16 Jun

Global Tariff Uncertainty Sidelines Buyers

General

Posted by: Ryan Roth

Canadian existing home sales recorded over the MLS Systems climbed 3.6% between April and May, a normally strong month for housing, marking the first gain in activity since last November. The Greater Toronto Area (GTA), Calgary, and Ottawa led the monthly increase. “May 2025 not only saw home sales move higher at the national level […]

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9 Jun

Labour Market Weakness Continued in May, Raising the Prospects of a Rate Cut at The Next BoC Meeting

General

Posted by: Ryan Roth

Today’s Labour Force Survey for March was weaker than expected. Employment decreased by 33,000 (-0.2%) in March, the first decrease since January 2022. The decline in March followed little change in February and three consecutive months of growth in November, December and January, totalling 211,000 (+1.0%). Today’s Labour Force Survey for May showed a marked adverse impact of tariffs on the […]

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2 Jun

House Hunting Done Right: 5 Steps to Find Your Dream Home

General

Posted by: Ryan Roth

Finding your dream home can seem like a daunting task. But don’t despair! Here are five actionable steps to set you up for success: Start with the Practicalities: First, figure out your finances. How much have you got saved for a downpayment, how much can you afford on a monthly basis, and what will you be […]

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12 May

Manufacturing Employment Plunged as Tariffs Weakened the Economy

General

Posted by: Ryan Roth

Friday’s Labour Force Survey for April showed a marked adverse impact of tariffs on the Canadian economy. Early evidence suggests that the slowing economy will be the primary fallout of tariffs, with upward pressure on prices a secondary impact. The central bank’s actions will mitigate inflation while gradually lowering interest rates. Today’s weak report sets […]

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5 May

Understanding Mortgage Penalties

General

Posted by: Ryan Roth

Many homeowners—especially those without a mortgage broker—don’t fully understand mortgage penalties. And I get it! Financing a home can be overwhelming. But if you’re considering refinancing, selling, making a lump sum payment, or need a way out, read this first. The most common mortgage penalty my clients encounter is a prepayment penalty. Did you know? […]

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30 Apr

Canadian Housing Market: What the Liberal Minority Means for You

General

Posted by: Ryan Roth

With Canada’s recent federal election resulting in a Liberal minority government, you might be asking what this means for real estate. Liberal Housing Promises That Matter The Liberals pledged to double housing construction to 500,000 homes annually, eliminate GST on new homes under $1M for first-time buyers, and reduce construction red tape. But remember—minority governments […]

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